[The customer's bank] plc
Dear Manager [preferably use name]
Application for a bank reference
[name of customer] require credit facilities from us and have given us written signed authority to seek a credit reference. I attach a completed request and consent form.
Please will you give your opinion whether [name of customer] is creditworthy for the amount of £ [total amount of credit] against payment terms of 30 days from date of invoice.
Will you also confirm if a fixed or floating charge is held against any of the assets of the company.