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3 days 14 hours ago #5436 by james@cpa.co.uk
Replied by james@cpa.co.uk on topic Business news

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Late payments are a slow leak in many plumbing businesses.

At first, it’s manageable.
A few invoices running late. A couple of customers taking their time.

But over weeks and months, those drips add up.

Cashflow tightens.
Evenings get spent chasing payments.
And the work you’ve already completed isn’t turning into money in the bank.

The challenge is, most plumbers don’t want to push too hard.

You rely on repeat work, referrals, and reputation — so chasing overdue invoices can feel like a balancing act.

That’s where we come in.

At CPA, we help plumbing businesses:
• Plug the leaks in their cashflow
• Flush out persistent late payers
• Keep payments flowing — without damaging customer relationships

Our approach is professional, consistent and proven.

In fact, we resolve over 80% of accounts referred to us — and your customer pays you directly.

If late payments are putting pressure on your business, it might be time to fix the root cause — not just patch over it.

Take a look at how we help plumbers get paid faster:

👉 cpa.co.uk/helping-plumbers-with-debt-recovery/

#cashflow #plumbers #smallbusiness #creditcontrol #debtrecovery #latepayment #sme #construction #tradesbusiness

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3 days 13 hours ago #5437 by james@cpa.co.uk
Replied by james@cpa.co.uk on topic Business news

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Most bad debts don’t start as bad debts.

They start with a normal order.

A new customer.
A decent job.
A bit of optimism.

Then:

• Payment is slightly late
• Excuses start
• Exposure increases
• Warning signs get ignored

And before you know it… it’s too late.

We’ve put together a simple, real-world example showing exactly how bad debts actually develop over time.

cpa.co.uk/how-bad-debts-really-happen/

#creditcontrol #cashflow #latepayments #smebusiness #baddebt

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2 days 19 hours ago #5438 by james@cpa.co.uk
Replied by james@cpa.co.uk on topic Business news

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Energy prices are surging again, interest rate cuts are off the table, and SME access to finance remains under pressure.Today’s UK business news highlights a clear theme:
• Rising costs are back
• Cashflow pressure is building
• Insolvency risks remain elevatedIf your business sells on credit, this is exactly the environment where strong credit control makes the difference.At CPA, we help businesses protect cashflow, monitor risk and recover overdue payments before problems escalate.#UKBusiness #SMEs #Cashflow #LatePayment #Insolvency #CreditManagement #EnergyCosts
cpa.co.uk/uk-business-news-today-19-march-2026-economy-markets-insolvencies/

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2 days 12 hours ago #5439 by james@cpa.co.uk
Replied by james@cpa.co.uk on topic Business news

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Bad debts are often written off as bad luck.

“They went bust.”
“Nothing we could have done.”

But in reality, most bad debts follow a pattern.

Too much credit given at the start.
Invoices not sent promptly.
Weak follow-up.
Excuses accepted.
No escalation when things start to slip.

Individually, none of these feel like big mistakes.

But together, they’re what create bad debt.

The good news?
If bad debts are built this way… they can be prevented.

Watch the video here:

cpa.co.uk/the-late-payment-files-bad-debts-dont-just-happen-video/


#cashflow #creditcontrol #latenpayment #sme #debtrecovery

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1 day 18 hours ago #5440 by james@cpa.co.uk
Replied by james@cpa.co.uk on topic Business news

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Happy Friday — but it’s a tough backdrop for UK businesses.

Oil has surged above $100.
Rate cuts are off — hikes are now being priced in.
Payrolls are down 49,000.
And insolvency pressure is still building.

This is a classic squeeze: rising costs + weakening demand.

If you sell on credit, this is where risk starts to creep in.

Full breakdown:

cpa.co.uk/uk-business-news-today-20-march-2026-economy-markets-insolvencies/

#cashflow #sme #interestrates #inflation #insolvency #creditrisk #ukbusiness

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