The User's Guide has been prepared to provide general guidance only.
This guide does not constitute legal advice and reliance ought not to be placed on it.
No liability can be accepted by the authors or publishers for its contents.
The interpretation of the law on late payment is ultimately a matter for the courts, and users should take their own advice where appropriate.
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Legal warning
Payontime.co.uk is owned by The Credit Protection Association Limited – Company Number: 217953
Address: CPA House, 350 King Street, London W6 0RP - Tel: 020 8846 0000
VAT number: 243 1228 00
The Credit Protection Association Limited is registered with the Information Commissioners Office: Reg number: Z7497476
Parts of this website such as the calculators are registered with the UK Copyright Service: Acc Number 121641 – Reg number 339668